Episode 130
"Money is the one thing you can mess up and always come back to... It's just money."
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Sound credits: Levels by Yung Kartz ($HMONEY theme song - intro/outro music)
Edited and produced by Anastasia Barbuzzi, founder and creative director of $HMONEY ($HMONEY Radio).
Episode Summary
Money should be simple, so that's how Mykail James, a.k.a Boujie Budgeter, teaches it.
When she got her first salary job at 22, Mykail went looking for financial education that she could relate to but couldn't find it. Left out of the money conversation as a young professional and sick of making terrible financial decisions, she took matters into her own hands by creating a platform and budgeting tools to help automate her finances and take the guesswork out of money.
Today, armed with an MBA, Mykail provides searingly sassy and funny social commentary, financial advice, and workshops millennials and Gen Zs can actually relate to. She's been featured in The New York Times, Business Insider, theSkimm, The Wall Street Journal, CNBC, Essence, and more.
In this episode, we discuss:
Mykail's money story
How our parents are our first money influences
Her first forays into the world of personal finance
The importance of understanding the financial system early on
#FOM (Fear of Month) and money trauma
How her life changed when she got her finances under control
Why "messing up" is a meaningful part of getting good with money
Why automation is QUEEN
Why we need finfluencers to democratize personal finance further
How to align your values with your spending
How patience leads to success
More about the financial workshops she offers
And more!
Also available on Apple Podcasts, Spotify, Overcast, Castro, Castbox, Podfriend & Pocket Casts.