Top 10 Budgeting Tools for Canadians in 2025
Top 10 Budgeting Tools for Canadians in 2025
12.19.2024 - By: Anastasia Barbuzzi
Let’s normalize budgeting not feeling like a chore in the New Year. With the right tools, you can turn money management into something you actually look forward to—a daily ritual that’s fun, empowering, and a little bit chic.
Below, you’ll find a round up of the top 10 budgeting tools for Canadians in 2025, organized from beginner-friendly to advanced options. Each one is designed to make budgeting as easy on the eyes as it is on your wallet.
Get ready to take charge of your financial goals in 2025—whether it's building your savings, paying down debt, or finally sticking to a budget, this is your time to shine. Let’s get started!
Treat Yourself: Invest in Your Financial Future
If you’re planning to treat yourself to something this year, why not make it an investment in your financial wellness?
Whether it’s a sleek budgeting dashboard, a beautifully designed planner, or an innovative new approach to managing money, these modestly priced tools are as empowering as they are practical.
Not only can they help you stay on top of your finances, but they’ll also set you up for long-term success—giving you the confidence to tackle your goals with clarity and purpose.
Best Budgeting Tools 2025
1. Canadian Budget Zero-Based Budget Blueprint + Printable Canadian Budget Planner
Creator: Jessica Morgan
Price: Starting at $19.99
Best For: Beginners seeking a simple, zero-based approach to budgeting.
Jessica Morgan’s budget blueprint and planner are perfect for anyone dipping their toes into budgeting for the first time. The zero-based method ensures every dollar is assigned a job—kind of like building your dream team for your bank account. With its printable, no-frills layout, it’s ideal for anyone who loves physically writing things down. Bonus: it’s Canadian-specific!
2. FixUpSzn Templates & Trackers
Creator: Danica Nelson
Price: From $12
Best For: Visual learners and those looking for customizable templates.
Danica’s FixUpSzn collection includes beautifully designed templates that practically beg to be filled in. From savings trackers to debt payoff plans, these tools are both functional and a visual treat. If you’re someone who likes to “see” your financial progress in bold, bright graphics, this is your go-to.
3. More Money Budget Spreadsheets
Creator: Jessica Moorhouse
Price: $35–$50
Best For: Individuals unsure where to start and need guidance.
Jessica’s spreadsheets come with a personalized quiz to help you pick the right fit for your financial goals. Whether you’re managing a steady 9-to-5 or navigating the freelance hustle, these spreadsheets make sure you’ve got your bases covered. Bonus points for the clean, intuitive design—it’s as user-friendly as it gets.
4. Ohh You Budget Budgeting Templates, Dashboards & Savings Trackers
Creator: Deidre Cross
Price: $18–$35
Best For: Tech-savvy individuals who prefer digital dashboards.
If spreadsheets make you want to scream, Ohh You Budget’s sleek templates and dashboards will be a breath of fresh air. These tools turn budgeting into a visual experience, complete with savings trackers that make reaching your goals feel like levelling up in a video game. It’s financial adulting, but fun.
5. Mixed Up Money Spreadsheets & Trackers
Creator: Alyssa Davies
Price: Starting at $25
Best For: Those seeking tried-and-true tools from a trusted Canadian creator.
Alyssa Davies knows what she’s talking about when it comes to money, and her spreadsheets prove it. These trackers make managing your finances feel approachable and—dare we say—kind of enjoyable. They’re also loaded with Alyssa’s signature wit and charm, making them a standout choice.
6. Chelsea’s Pursuit Money Dashboard & Custom Budget
Creator: Chelsea Langenstem
Price: $20–$50
Best For: Budgeters who want a custom experience tailored to their goals.
For the Type A’s out there, Chelsea’s dashboards are an organizational dream. With sleek designs and fully customizable options, you’ll feel like you’re crafting the perfect financial strategy just for you. It’s like having a personal CFO—but way more affordable.
7. The MSTRPLN Physical and Digital Planner
Creator: Aja Dang
Price: $39–$59
Best For: Daily planners who want to combine life and finances in one place.
The MSTRPLN planners are perfect for anyone who lives by their to-do list. By integrating daily schedules with financial tracking, they help you stay on top of everything from meetings to meal plans to money moves. Choose between the tactile joy of a physical planner or the convenience of digital.
8. Queerd Co.’s Financial Audit, Spending Trackers & Neuro$Spicy Money Method
Creator: Ellyce Fulmore
Price: $10–$50
Best For: Neurodivergent individuals or those wanting a non-traditional approach.
Ellyce Fulmore’s Queerd Co. tools are refreshingly inclusive, offering a financial approach that works for everyone—especially those who think “traditional” budgeting isn’t for them. The Neuro$Spicy Money Method is a game-changer for anyone who needs a budgeting system that’s flexible and empowering.
9. The Personal Finance Dashboard
Creator: Michela Allocca
Price: $39
Best For: Data lovers who want a comprehensive view of their finances.
If you love spreadsheets and crave detail, Michela Allocca’s dashboard is your dream come true. It’s beautifully designed to give you a big-picture view of your finances while also letting you drill down into the nitty-gritty. Perfect for anyone ready to go pro with their budgeting.
10. The 2025 Wealth Planner
Creator: Katie Gatti Tassin (Money With Katie)
Price: $89
Best For: High-level planners focused on long-term wealth building.
Katie Gatti Tassin’s 2025 Wealth Planner isn’t just a budgeting tool—it’s a full-on financial strategy. Packed with features to help you map out your financial future, it’s the perfect pick for anyone serious about building wealth with purpose and precision.
Final Thoughts: Small Investment, Big Impact
Budgeting doesn’t have to feel like a burden. With these tools, you’ll be well-equipped to take control of your finances in a way that feels empowering, not overwhelming. From beginner-friendly blueprints to advanced dashboards, there’s something here for every budgeting personality. Find the one that suits your style and start building the financial future you deserve.
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Thoughts? Questions? Leave ‘em in the comments below.
Whether your goal is tackling debt, improving your credit score, or finally nailing a consistent budget, these tools and resources are here to help make it happen.